SimplyCPA
Quick Sheets/FAR/Long-Term Debt (Bonds & Notes)

FAR — Quick Sheet

Long-Term Debt (Bonds & Notes)

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  • Stated rate < market rate → issued at discount; stated > market → premium
  • Interest expense = Carrying value × market rate; Cash = Face × stated rate
  • Discount: expense > cash paid, carrying value increases toward face
  • Premium: expense < cash paid, carrying value decreases toward face
  • Bond issuance costs reduce the carrying amount of the debt directly
  • TDR (debtor): future cash flows < carrying value → immediate gain, no future interest; future cash flows > carrying value → new effective rate, no gain